{"id":205,"date":"2024-01-08T04:52:01","date_gmt":"2024-01-08T04:52:01","guid":{"rendered":"https:\/\/modookorea.com\/?p=205"},"modified":"2024-02-19T12:21:29","modified_gmt":"2024-02-19T12:21:29","slug":"%ea%b8%b0%eb%b3%b8-%ed%82%a4%ed%8a%b8","status":"publish","type":"post","link":"https:\/\/modookorea.com\/?p=205","title":{"rendered":"\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c \uc774\uc790 \uc2e0\uccad \uae08\uc735\uc0c1\ud488 \uc815\ubcf4"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c \uc774\uc790 \uc815\ubcf4<\/h2>\n\n\n\n<p>\uc548\ub155\ud558\uc138\uc694, \uc0dd\ud65c\uc815\ubcf4 \uc5d0\ub514\ud130 \uc81c\uc784\uc2a4\uc785\ub2c8\ub2e4. \ucda9\ubd84\ud55c \uc790\uae08\uc744 \uc544\ud30c\ud2b8\ub97c \ub9e4\ub9e4\ud558\uae30 \uc704\ud574\uc11c \uac00\uc9c0\uace0 \uc788\uc5b4\uc57c\ud558\uc9c0\ub9cc \ub9e4\ub9e4\uacc4\ud68d\uc744 \uc138\uc6b8 \ub54c \ub298 \uc790\uae08\uc0c1\ud669\uc774 \uc88b\uc740 \uac83\uc740 \uc544\ub2c8\uace0, \uc885\uc885 \ubb34\uc0b0\ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc774\ubc88\uc5d0 \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc774\uc790\uc5d0 \uad00\ud55c \ud301\uacfc \uc815\ubcf4\ub97c \ud65c\uc6a9\ud560 \uc218 \uc788\ub294\ub370\uc694. \uadf8\ub798\uc11c \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc774\uc790\uc5d0 \uad00\ud55c \uc5b4\ub5a4 \ub300\ucd9c\uc0c1\ud488\uc774 \uc88b\uace0, \uc5b4\ub5bb\uac8c \uc2e0\uccad\uc744 \ud574\uc57c\ud558\ub294\uc9c0 \uc815\ubcf4\ub97c \uc815\ub9ac\ud558\ub294 \uae00\uc774\ub2c8 2\ubd84\uc815\ub3c4 \uc2dc\uac04\uc744 \ub0b4\uc5b4\uc8fc\uc2dc\uba74 \uc5ec\ub7ec\ubd84\uc758 \uacbd\uc81c\uc0dd\ud65c\uc5d0 \ud070 \ub3c4\uc6c0\uc774 \ub418\ub9ac\ub77c \ubbff\uc2b5\ub2c8\ub2e4. \uc790, \uadf8\ub7fc \uc2dc\uc791\ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n<div class=\"wp-block-image is-style-default\">\n<figure class=\"aligncenter size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"512\" src=\"https:\/\/i0.wp.com\/modookorea.com\/wp-content\/uploads\/2024\/01\/\uc544\ud30c\ud2b8\ub9e4\ub9e4\ub300\ucd9c-\uc774\uc790.webp?resize=640%2C512&#038;ssl=1\" alt=\"\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c \uc774\uc790\" class=\"wp-image-207\" style=\"aspect-ratio:1;object-fit:cover;width:748px;height:auto\" srcset=\"https:\/\/i0.wp.com\/modookorea.com\/wp-content\/uploads\/2024\/01\/\uc544\ud30c\ud2b8\ub9e4\ub9e4\ub300\ucd9c-\uc774\uc790.webp?w=640&amp;ssl=1 640w, https:\/\/i0.wp.com\/modookorea.com\/wp-content\/uploads\/2024\/01\/\uc544\ud30c\ud2b8\ub9e4\ub9e4\ub300\ucd9c-\uc774\uc790.webp?resize=300%2C240&amp;ssl=1 300w\" sizes=\"(max-width: 640px) 100vw, 640px\" data-recalc-dims=\"1\" \/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc774\ub77c\ud568\uc740?<\/h3>\n\n\n\n<p>\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc740 \uc8fc\ud0dd \uad6c\uc785\uc744 \ud558\uae30 \uc704\ud574\uc11c \uae08\uc561\uc774 \uc0c1\ub2f9\ud558\uac8c \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub7f4\ub54c \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc704\ud55c \uc790\uae08\uc744 \ub300\ucd9c\ub85c \ubc1b\ub294 \uac83\uc774 \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc774\uace0, \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uace0\uc790 \ud558\ub294 \uc5ec\ub7ec\ubd84\ub4e4\ud55c\ud14c \ud544\uc694\ud55c \uc790\uae08 \uc9c0\uc6d0 \ub3c4\uad6c \uc911\uc5d0 \ud558\ub098\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p>\uc8fc\ud0dd \uad6c\uc785\uc744 \uc6d0\ud558\ub294 \ubd84\ub4e4\uc5d0\uac8c \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc744 \ud1b5\ud574\uc11c \uc774\ub7ec\ud55c \uc790\uae08 \ubd80\uc871\ubb38\uc81c\ub97c \ud574\uacb0\ud574\uc8fc\ub294 \ud544\uc694\ud55c \uae08\uc735\uc0c1\ud488\uc778\ub370\uc694. \uadf8\ub7ec\uba74 \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc758 \uae08\ub9ac\uc870\uac74\uacfc \ud55c\ub3c4, \uadf8\ub9ac\uace0 \uc7a5\uc810\uc740 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc758 \uc7a5\uc810<\/h3>\n\n\n\n<p>\uc544\ud30c\ud2b8 \ub9e4\ub9e4\ub300\ucd9c\uc744 \ud65c\uc6a9\ud558\uba74 \uc544\ub798\uc640 \uac19\uc740 \uc7a5\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\ucd9c \uc0c1\ud658\uc870\uac74\uc774 \uc5ec\ub7ec\uac00\uc9c0\uac00 \uc788\uc5b4\uc11c \uc5ec\ub7ec\ubd84\uc758 \uc0c1\ud669\uc5d0 \ub9de\uac8c \ub300\ucd9c\uc0c1\ud658 \uacc4\ud68d\uc744 \uc138\uc6b8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc8fc\ud0dd\uc744 \ubd80\ub2f4\uc5c6\uc774 \ub300\ucd9c\uc744 \ud1b5\ud574\uc11c \uad6c\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc2e0\uc18d\ud558\uac8c \uc8fc\ud0dd\uad6c\ub9e4 \uc790\uae08\uc744 \ub9c8\ub828\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c \uae08\ub9ac\uc870\uac74 \ud55c\ub3c4<\/h3>\n\n\n\n<p>\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c \uae08\ub9ac\uc870\uac74, \ud55c\ub3c4\ub294 \ub300\ucd9c\uc744 \uc81c\uacf5\ud558\ub294 \ub300\ucd9c\uc0c1\ud488\uacfc \uae30\uad00\uc5d0 \ub530\ub77c \uc5ec\ub7ec\uac00\uc9c0\uc778\ub370\uc694. \uc544\ub798\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \ub300\ubd80\ubd84 \uc801\uc6a9\ub418\ub294 \uc815\ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\ub300\ucd9c\uc720\ud615<\/td><td>\ucd5c\ub300\ud55c\ub3c4<\/td><td>\uc5f0\uac04\uae08\ub9ac\ubc94\uc704<\/td><\/tr><tr><td>\uc815\ubd80\uc9c0\uc6d0\ub300\ucd9c<\/td><td>\ucd5c\ub300 90%<\/td><td>\uc5ec\ub7ec\uac00\uc9c0 \uc870\uac74\uc5d0 \ub530\ub77c \ubcc0\ub3d9<\/td><\/tr><tr><td>\uc81c 2\uae08\uc735\uad8c (\uc800\ucd95\uc740\ud589 \ub4f1)<\/td><td>\ucd5c\ub300 80%<\/td><td>\uc5f0 6%\uc5d0\uc11c 8%\ub300<\/td><\/tr><tr><td>\uc81c 1\uae08\uc735\uad8c (\uad6d\ubbfc\uc740\ud589 \ub4f1)<\/td><td>\ucd5c\ub300 70%<\/td><td>\uc5f0 2%\uc5d0\uc11c 3%\ub300<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c \uc2e0\uccad\ubc29\ubc95<\/h3>\n\n\n\n<p>\uc544\ub798\uc758 \ub2e8\uacc4\ub97c \ud1b5\ud574\uc11c \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc744 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uccab\ubc88\uc9f8, \uc5ec\ub7ec\ubd84\uc758 \uc0c1\ud669\uc5d0 \ub9de\ub294 \uc544\ud30c\ud2b8 \ub300\ucd9c\uc0c1\ud488\uc744 \uc120\ud0dd\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub450\ubc88\uc9f8, \uc2e0\uccad\uc11c\ub97c \uc791\uc131\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc138\ubc88\uc9f8, \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc81c\ucd9c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub124\ubc88\uc9f8, \ub300\ucd9c\uc2ec\uc0ac\uac00 \uc2dc\uc791\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\uc12f\ubc88\uc9f8, \ub300\ucd9c\uacc4\uc57d\uc744 \ub9fa\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c, \ub300\ucd9c\uc744 \uc785\uae08\uacc4\uc88c\ub85c \uc9c0\uae09\ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc544\ud30c\ud2b8\ub9e4\ub9e4 \ub300\ucd9c\uacfc \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ucc28\uc774\uc810 \uc8fc\uc758\uc0ac\ud56d<\/h3>\n\n\n\n<p><em>\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uacfc \uc544\ud30c\ud2b8\ub9e4\ub9e4\ub300\ucd9c\uc740 \uac19\uc740 \uac83\uc73c\ub85c \ubcfc \uc218 \uc788\uc9c0\ub9cc \uc5ec\uae30\uc5d0\ub294 \uc544\ub798\uc640 \uac19\uc740 \ucc28\uc774\uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc544\ud30c\ud2b8\ub9e4\ub9e4\ub300\ucd9c\uc740 \uc8fc\ud0dd \uad6c\uc785\uc5d0 \ud544\uc694\ud55c \uc790\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \uae08\uc735\uc0c1\ud488\uc774\uace0, \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c\uc740 \uc8fc\ud0dd\uc744 \ub2f4\ubcf4\ub85c \ubc1b\uc544 \uc5ec\ub7ec\uac00\uc9c0 \uc6a9\ub3c4\uc758 \uc790\uae08\uc744 \uc9c0\uc6d0\ud558\ub294 \ub300\ucd9c\uae08\uc735\uc0c1\ud488\uc785\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p><s>\ud55c\ud3b8, \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc744 \ud560 \ub54c \uc8fc\uc758\uc0ac\ud56d\uc73c\ub85c\ub294 \uc5ec\ub7ec\ubd84\uc758 \ub300\ucd9c \uc0c1\ud658 \ub2a5\ub825\uc744 \uc0dd\uac01\ud558\uc5ec \uc801\uc815\ud55c \ub300\ucd9c\uc0c1\ud658 \uacc4\ud68d\uc744 \uc138\uc6b0\uace0, \uc0c1\ud658\uae30\uac04\uacfc \ub300\ucd9c\uc774\uc790\uc728\uc744 \uba85\ud655\ud558\uac8c \uae30\uc5b5\ud574\ub193\uace0 \uc788\uc5b4\uc57c\ud569\ub2c8\ub2e4.<\/s><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c \uc911\uc694 \uc815\ubcf4 \uc694\uc57d<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td>\ub300\ucd9c\uc720\ud615<\/td><td>\ucd5c\ub300\ud55c\ub3c4<\/td><td>\uc5f0\uac04\uae08\ub9ac\ubc94\uc704<\/td><td>\ub300\ucd9c\uc694\uac74<\/td><\/tr><tr><td>\uc81c 1\uae08\uc735\uad8c (\uc2dc\uc911\uc740\ud589 \ub4f1)<\/td><td>\ucd5c\ub300 70%<\/td><td>\uc5f0 2%\uc5d0\uc11c 3%\ub300<\/td><td>\uc2e0\uc6a9, \uc18c\ub4dd, \uc8fc\ud0dd \uc694\uac74 \ud655\uc778 \ud544\uc694<\/td><\/tr><tr><td>\uc81c 2\uae08\uc735\uad8c (\uc800\ucd95\uc740\ud589 \ub4f1)<\/td><td>\ucd5c\ub300 80%<\/td><td>\ub2e4\uc591\ud55c \uc870\uac74\uc5d0 \ub530\ub77c \ubcc0\ub3d9<\/td><td>\uc2e0\uc6a9, \uc18c\ub4dd, \uc8fc\ud0dd \uc694\uac74 \ud655\uc778 \ud544\uc694<\/td><\/tr><tr><td>KB\uc190\ud574\ubcf4\ud5d8 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c<\/td><td>\ucd5c\ub300 70%&nbsp;<\/td><td>\uc5f0 \ucd5c\ucd08 5.6%\uc5d0\uc11c \ucd5c\uace0 6.7%<\/td><td>\ub9cc 19\uc138 \uc774\uc0c1\uc778 \uc8fc\ud0dd\uc18c\uc720\uc790 \ubc0f \uad6c\uc785\uc608\uc815\uc790\ubd84\ub4e4 \uc774\uc6a9 \uac00\ub2a5<\/td><\/tr><tr><td>\ud604\ub300\uce90\ud53c\ud0c8\uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c<\/td><td>\ucd5c\ub300 70%<\/td><td>\uc5f0 \ucd5c\uc800 6.31%\uc5d0\uc11c \ucd5c\uace0 15.1%<\/td><td>\uc8fc\ud0dd\uad6c\uc785 \ud639\uc740 \uc8fc\ud0dd \ub2f4\ubcf4\ub85c \ub300\ucd9c\ubc1b\uae30 \uc6d0\ud558\ub294 \uace0\uac1d<\/td><\/tr><tr><td>\uce74\uce74\uc624\ubc45\ud06c \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c<\/td><td>\ucd5c\ub300 10\uc5b5\uc6d0<\/td><td>\uc5f0 3.81%<\/td><td>\ud604\uc7ac \uc9c1\uc7a5\uc7ac\uc9c1\uc790 \ubc0f \uc18c\ub4dd\uae08\uc561\uc99d\uba85\uc6d0\uc73c\ub85c \uc18c\ub4dd\uc785\uc99d \uac00\ub2a5\ud55c \uc0ac\uc5c5\uc790<\/td><\/tr><tr><td>\ubcf4\uae08\uc790\ub9ac\ub860<\/td><td>\ucd5c\ub300 3\uc5b5 6\ucc9c\ub9cc\uc6d0<\/td><td>\ucd5c\ub300 3.4%<\/td><td>\ubd80\ubd80\uae30\uc900 \ubb34\uc8fc\ud0dd\uc790 \ud639\uc740, 1\uc8fc\ud0dd\uc790, \uc5f0\uc18c\ub4dd 7\ucc9c\ub9cc\uc6d0 \uc774\ud558<\/td><\/tr><tr><td>\ub514\ub524\ub3cc\ub300\ucd9c<\/td><td>\ucd5c\ub300 2\uc5b5 5\ucc9c\ub9cc\uc6d0<\/td><td>\uc5f0 2%\uc5d0\uc11c \ucd5c\uace0 2.75%<\/td><td>\uad6d\ubbfc, \uc2e0\uc6a9\uc815\ubcf4, \uc21c\uc790\uc0b0\uac00\uc561, \uacf5\ubd80\uc0c1\uc8fc\ud0dd, \uc138\ub300\uc6d0 \ubb34\uc8fc\ud0dd \ub4f1<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-1 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/m.kbinsure.co.kr:8547\/main.ec\" rel=\"noopener\">KB\uc190\ud574\ubcf4\ud5d8 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ubc14\ub85c\uac00\uae30<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-2 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\">\ud604\ub300\uce90\ud53c\ud0c8 \uc8fc\ud0dd\ub2f4\ubcf4\ub300\ucd9c \ubc14\ub85c\uac00\uae30<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc740 \uc8fc\ud0dd \uad6c\uc785\uc744 \ud558\uae30 \uc704\ud574\uc11c \uae08\uc561\uc774 \uc0c1\ub2f9\ud558\uac8c \ud544\uc694\ud569\ub2c8\ub2e4. \uc774\ub7f4\ub54c \uc8fc\ud0dd \uad6c\ub9e4\ub97c \uc704\ud55c \uc790\uae08\uc744 \ub300\ucd9c\ub85c \ubc1b\ub294 \uac83\uc774 \uc544\ud30c\ud2b8 \ub9e4\ub9e4 \ub300\ucd9c\uc774\uace0, \uc8fc\ud0dd\uc744 \uad6c\uc785\ud558\uace0\uc790 \ud558\ub294 \uc5ec\ub7ec\ubd84\ub4e4\ud55c\ud14c \ud544\uc694\ud55c \uc790\uae08 \uc9c0\uc6d0 \ub3c4\uad6c \uc911\uc5d0 \ud558\ub098\ub77c\uace0 \ud560 \uc218 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